- Remortgages

  - Buy to Let Mortgages

  - Non-Status Mortgages

There are many different types of mortgages and frequently clients get confused about how best to approach their mortgage requirements. It is possible to choose Fixed Rates, Variable Rates, Capped Rates, Discounted Rates, Tracker Rates, Libor linked rates or a combination of several different types! These can be arranged on an interest only basis or a Capital & Interest basis (often called a ‘straight repayment’ mortgage). Terms and Conditions will apply to these types of mortgages

Mortgages and Remortgages can be arranged for studio flats, apartments, bungalows, houses, holiday homes (in the UK and abroad*¹), surgeries, offices, factories, warehouses and investment properties (buy-to-let). We are able to assist the self-employed, contract workers, overseas workers, Company Directors and a host of others too.

We can also often help even if you have ccj's, mortgage arrears, defaults, no credit history, discharged bankruptcy or simply have an irregular income.

It costs nothing to ask.

We offer a wide range of mortgages including all the above and can even arrange mortgages of up to 12% of the property value!

There may be a fee payable for advising on, or arranging a mortgage. The precise amount will depend upon your circumstances but we estimate it will be no more than £700.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Services Authority does not regulate some forms of buy to lets, commercial loans, overseas mortgages, tax advice and offshore arrangements.

*¹ Changes in the exchange rate may increase the sterling equivalent of your debt.

Consumer Credit Licence No.502636